ICICI Lombard

Foreign travel, be it for a holiday, business or studies is always exciting and you would want nothing to come in the way of your trip. To ensure your travel is exciting and worry free, ICICI Lombard offers Overseas Individual Travel Insurance that covers unexpected and unplanned medical expenses when you are abroad. Besides medical expenses we also offer plans that cover a host of non-medical expenses. We are the front runner in Travel Insurance and over the period we have provided over 1 million policies and paid claims of over US$ 11 million as reimbursement & cashless service.

We have allied with UnitedHealth International (UHI) in the US to provide our travellers access to a wide network of hospitals and physicians.

Key Benefits

Cashless hospitalisation facility available worldwide
Avail of quality health care through our tie-up with UnitedHealth International (UHI), the global arm of UnitedHealth Group, one of the largest and most diverse health care companies in the United States
No medical check-up required for policy issuance. Coverage up to 85 years without medical tests
The insurance also covers medical evacuation costs back to India
Pre-existing diseases are covered under life-threatening emergency situations*
Platinum plan offers Daily Allowance in case of hospitalisation
Maximum available coverage for 360 days (Silver and Bronze Plan - 60 days; Salt & Pepper and Family Plan - 180 days)
Pay Per day: Slab rate for first 7 days only, then pay on a per day basis
Trip Cancellation & Interruption coverage
Extend the policy online in case you extend the trip, and pay only for number of days
extended
Financial Emergency Assistance
Reimbursement for losses caused by Travel Delay
Inexpensive plan for the Neighbouring Countries
Multi-trip Plans & Family Plans
Home Insurance
Fast settlement of claims
This policy also covers you for hospitalisation in case of Swine Flu / H1N1 influenza, if it
is not a pre-existing disease
Buy Online and pay in EMIs without any extra charges**

* Conditions Apply
** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to 6 months) credit card customers at the sole discretion of the Banks.

Note: EMI option subject to minimum annual premium of

1500. Click here to know more.

Various plans to suit your needs

Platinum Plan: A comprehensive plan which includes medical cover to Trip Cancellation and Interruption.

Gold Plan: Host of benefits along with medical cover.

Salt and Pepper Plan: Covers from 71 to 85 years, available in two sum insured options, US$ 50,000 & US$ 25,000 (depending upon age).

Silver Plan: Medical cover for your basic needs.

Bronze Plan: Inexpensive plan for people who need to travel to neighbouring countries.

Family Plan: Applicable for 2 adults below the age of 60 years, minimum one child and a maximum of four children.

Multi-Trip Plan: Specially designed for frequent traveller. Valid for 1 year with two options of 30 days and 45 days as the maximum duration per trip. Available up to the age of 70 years.

View Details of Policy Coverage

Choose the option that suits you the best (all figures in US $)
Plan Name	Platinum Plan	Gold Plan	Salt & Pepper Plan	Silver Plan	Bronze Plan^
Coverages	Platinum Plan	Gold Plan	Salt & Pepper Plan	Silver Plan	Bronze Plan^
Medical Expenses*	50,000 to 5,00,000	50,000 to 5,00,000	25,000 to 50,000	50,000	15,000
Daily allowance in case of hospitalisation^$	25 (for 5 Days Max)	-	-	-	-
Dental Treatment*	250	250	-	250	-
Repatriation of Remains	7,000	7,000	-	7,000	2,500
Loss of Passport**	200	200	200	-	200
Total loss of Checked - In Baggage	500	500	500	-	500
Delay of Checked - In Baggage⁺	100	100	100	-	100
Personal Accident	15,000	15,000	2,500	-	-
Personal Liability	100,000	100,000	25,000	-	50,000
Financial Emergency Assistance	300	300	300	-	-
Hijack Distress Allowance⁺	125 per day (7 Days Max)	125 per day (7 Days Max)	125 per day (7 Days Max)	-	-
Trip Cancellation & Interruption*	500	-	-	-	-
Missed Connection*	500 (Limit of 50 per day)	-	-	-	-
Trip Delay*	500 (Limit of 100 per day)	-	-	-	-
Home Insurance - Building - Contents	Rs. 2,000,000 Rs.500,000^#	- -	- -	- -	- -

Plan Name	Gold Family Plan	Multi Trip Plan
Coverages	Gold Family Plan	Multi Trip Plan
Medical Expenses*	50,000	100,000 to 500,000
Dental Treatment*	250	250
Repatriation of Remains	7,000	7,000
Loss of Passport**	200	200
Total Loss of Checked - In Baggage	500	500
Delay of Checked - In Baggage⁺	100	100
Personal Accident	15,000	15,000
Personal Liability	100,000	100,000
Financial Emergency Assistance	300	300
Hijack Distress Allowance⁺	125 per day (7 Days Max)	125 per day (7 Days Max)

* Deductible of US$ 100
** Deductible of US$ 50
^# Coverage on market value
^Applicable only for the following neighbouring countries - Pakistan, Nepal, Bangladesh, Sri Lanka, Bhutan, Singapore, Hong Kong, China, Myanmar, Thailand, Philippines, Korea, Malaysia, Taiwan, Vietnam, Laos, Cambodia, UAE, Saudi Arabia, Kuwait, Qatar, Bahrain, Oman & Yemen (Please note that the Bronze Plan can only be purchased at Branch Offices and not online)
^$ 2 days deductible
⁺ 12 hours delay

For details, kindly refer to Policy Wordings.

Limit of Covered Expenses

For policies with medical expenses Sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as follows:

Hospital Room and board, and hospital misc. Expenses - US$ 1,600 per day up to 30 days.
ICU - Max. US$ 3,000 per day up to 7 days
Surgical treatment - Max. up to US$ 12,000
Anaesthetist services - up to 25% of surgical treatment
Physician’s visit - Max. US$ 75 per day up to 10 visits
Diagnostic and pre-admission testing - Max. US$ 750
Ambulance services - Max up to US$ 500

What Do I Do In Case Of A Claim (applicable for Individual Overseas Travel and Student Travel Insurance)

Claim Department:
ICICI Lombard General Insurance Company Limited
C/O Europe Assistance India Pvt. Ltd., 301, C Wing, Business Square, Andheri Kurla Road,
Chakala, Andheri (East), Mumbai - 400 093, Maharashtra, India.

24X7 Helpline Numbers for Claims Registration
In USA +1 877 352 7706 (Toll Free)
In Canada +1 877 352 7693 (Toll Free)
For the rest of the world +91 22 6787 2010 (Call back facility)
In India 1800 209 8889 (Toll Free and accessible in India only)
Customer Support Number
Fax: +91 226734 7888
Email: travelclaim@icicilombard.com

For more information on our products, log on to www.icicilombard.com Or Call: 1800 2666
(Toll free accessible only in India)

What is not covered in the policy

Medical expenses arising out of:

Pre-existing conditions except in case of life-threatening situations
Addiction to alcohol, drugs
Mental disorder, anxiety, depression
Venereal diseases
Sexually transmitted diseases, AIDS, HIV
Radiation, nuclear weapons induced expenses
Sporting activities
Expenses arising out of loss of valuables, money, securities and tickets
Loss of passport in public places

For details, kindly refer to Policy Wordings.

A commitment to you

ICICI Lombard GIC Ltd. is a 74:26 joint venture between ICICI Bank Limited, India’s second largest bank with consolidated total assets of over USD 100 billion at March 31, 2010 and Fairfax Financial Holdings Limited, a Canada based USD 30 billion diversified financial services company engaged in general insurance, reinsurance, insurance claims management and investment management.

Overseas Individual Travel Insurance

You can also Buy/Renew your Insurance through our
Toll Free No. 1800 2666
NRI customers can call us on: +91-22-66723800 (Chargeable)


Disclaimer: The mailer contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the policy document before concluding a sale.
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